Towing & Recovery

Tow truck financing, done right

Rollbacks, wreckers, rotators, and integrated units — new, used, and higher-mileage. All credit considered, decisions in as little as 24 hours.

  • New, used & high-mileage
  • Owner-operators welcome
  • Dealer & private-party purchases
  • All credit considered
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Years of experience
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Approval decisions
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States served
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Terms available

Why finance with Avanti

Your truck is your business, and downtime costs money. We finance the full range of tow and recovery equipment across every credit profile, so whether you're buying your first rollback or adding a rotator to the fleet, you get a fast, straight answer and terms built around how a towing operation actually earns.

At a glance

Amounts
$20K – $500K+
Terms
Up to 72 months
Credit
A-paper to challenged
Equipment
New & used

How it works

1

Pick your equipment

Choose the truck or machine you need — from a dealer or a private seller, new or used.

2

Apply in minutes

A short application and the equipment details. We review your credit to pre-qualify — usually a soft pull that won't affect your score.

3

Get a decision

Decisions come back in as little as 24 hours, with terms matched to your credit and time in business.

4

Get funded

Sign, and we fund the deal — usually within a few days — so your equipment can get to work.

Frequently asked questions

Can I finance a tow truck with bad credit?

Yes. We work across the full credit spectrum, from A-paper to challenged credit and startups. Lower scores typically require a down payment, and terms are tailored to your profile after we review your credit (usually a soft pull).

What types of tow trucks do you finance?

Rollbacks, wreckers, rotators, and integrated tow trucks — new, used, and higher-mileage units. We finance both dealer and private-party purchases.

How long are the terms?

Terms generally run up to 72 months, with the exact term based on the equipment age, amount financed, and credit profile.

How fast can I get approved?

Decisions come in as little as 24 hours on a one-page application, with funding typically a few days after.