Construction
Build with confidence
Excavators, dozers, loaders, skid steers, and other yellow iron — new or used, dealer or private seller. Every credit profile, fast decisions.
- Excavators, dozers & loaders
- New or used machines
- Startups & challenged credit
- Terms up to 72 months
Why finance with Avanti
Equipment is how you win bids and finish jobs. We finance construction and yellow-iron equipment across the full credit range, so newer outfits and seasoned contractors alike can get the machine on site without tying up working capital — and keep cash free for fuel, payroll, and the next project.
At a glance
- Amounts
- $20K – $500K+
- Terms
- Up to 72 months
- Credit
- A-paper to challenged
- Equipment
- New & used
How it works
Pick your equipment
Choose the truck or machine you need — from a dealer or a private seller, new or used.
Apply in minutes
A short application and the equipment details. We review your credit to pre-qualify — usually a soft pull that won't affect your score.
Get a decision
Decisions come back in as little as 24 hours, with terms matched to your credit and time in business.
Get funded
Sign, and we fund the deal — usually within a few days — so your equipment can get to work.
Frequently asked questions
What construction equipment can I finance?
Excavators, dozers, loaders, skid steers, dump trucks, and other yellow-iron and vocational equipment — new or used, from dealers or private sellers.
Do you finance used construction equipment?
Yes. We finance used and older machines, with the term set by the equipment age, amount, and credit profile.
Can a newer business get approved?
Yes. Startups and businesses under two years old are welcome. A down payment is typically required, and a strong down payment can improve your terms.
Will applying hurt my credit?
Pre-qualifying usually involves a soft credit inquiry, which doesn't affect your credit score. Depending on the lender, a hard inquiry may be needed before final funding, and we only run one with your authorization.