Financing for the trucks that move your business.
Tow, construction, and vocational equipment — new or used, every credit profile. A one-page application, fast credit-based pre-qualification, and decisions in as little as 24 hours.
Buying from a private seller? Most lenders won't finance private-party sales — we do, with the same terms as a dealer purchase.
Get pre-qualified →What we finance
Pick your equipment — every category is financed across the full credit spectrum.
See what a payment looks like
Set your amount, down payment, term, and credit, then enter your email to reveal a ballpark monthly payment. We'll follow up with your real numbers after a quick credit-based pre-qualification.
No tax returns to get started. Pre-qualifying is usually a soft credit pull, so it won't affect your score.
Estimate your monthly payment
Towing · construction · vocational equipment
Enter your email and we'll reveal your numbers — then follow up with options tailored to you.
No spam. We'll only use your email to follow up about your financing. This is an estimate, not an offer of financing.
Why operators choose Avanti
Every credit profile
A-paper to challenged credit, past bankruptcy, and startups. We tell you straight what to expect — no runaround.
Fast and human
A one-page application, decisions in as little as 24 hours, and a real person on every file from quote to funding.
Built for working equipment
New, used, and higher-mileage units. Dealer and private-party purchases. Terms up to 72 months.
For equipment dealers
Sell more equipment — we finance your buyers.
Close more deals with same-day approvals for your buyers. We handle A–D credit, new and used, so you don't lose a sale. Free to enroll, a co-branded application link for your lot, and a real person on every deal.
Financing for your situation
Whatever your credit, time in business, or location — there's a program built for it.
All credit & bad credit
A-paper to challenged credit and discharged bankruptcy — real programs below 600.
Learn more →Startups & new businesses
Under two years in business and owner-operators welcome — build business credit as you go.
Learn more →Use what you own
Pledge owned equipment to lower your down payment or pull out working capital.
Learn more →Nationwide
Equipment financing for businesses across the country — every credit profile, new or used.
Learn more →New England
Financing across all six states, from Maine to Connecticut.
Learn more →Section 179 tax deduction
Write off your next truck in 2026
Finance qualifying equipment and you can still deduct the full purchase price this year — up to $0.00M, new or used. Order early to place it in service by December 31.
Ready to get funded?
Pre-qualify with a quick credit review — usually a soft pull that won't affect your score.